Accidental Death & Dismemberment

Accidental death and dismemberment (AD&D) insurance is provided through MetLife, and gives additional financial protection in case of an accident on or off the job. You can purchase coverage for yourself only or for both yourself and your family.

How much coverage is available:

Coverage for: Coverage Options
YouCoverage can be purchased for a flat amount of $10,000. Coverage greater than $10,000 can be purchased in increments of $25,000 up to $300,000, and for coverage greater than $300,000 in increments of $100,000. The maximum limit on coverage is the lesser of $1,000,000 or the flat amount not exceeding 10 times Base Annual Earnings
You and Your FamilyUnder the Family Plan, you can purchase up to $500,000 in coverage for your spouse or domestic partner and up to $100,000 for each eligible dependent child or domestic partner's child. The minimum amount of coverage that you must purchase if you choose to enroll in AD&D is $10,000


What it covers:

If you experience this loss: The plan will pay this percentage of your covered amount:
Both hands and both feet or sight of both eyes100%
One hand and one foot100%
One hand or foot and sight of one eye100%
Speech or hearing50%
Sight of one eye50%
Thumb and index finger of the same hand25%
Hearing in one ear25%
Use of four, three, or two limbs100%
Use of one limb50%