Auto and Home Insurance

Lowe’s offers a group-based auto and home insurance discount program through MetLife. This program provides you with access to the following wide range of policies:

  • Auto
  • Boat
  • Home
  • Landlord’s rental dwelling
  • Condo
  • Personal excess liability
  • Mobile home
  • Renter’s insurance
  • Recreational vehicle
  • Fire insurance


You could benefit from special group rates* and other special features, including:

  • Rewards for safe drivers** — A deductible credit of $50 is provided for each year of claim-free driving, up to $250.
  • Convenient payment options — Premium payments can be automatically deducted from your paycheck or checking account with no interest charges or service fees. In some instances, a down payment may be required. Other billing options are available.
  • 24-hour claim service — Claim representatives are available 24 hours a day, seven days a week.

*Group rates are available in most states to those who qualify.

**Deductible savings benefit is not available in all states. In New York, drivers must pay a state-required minimum deductible before using this benefit.

To obtain rate information and enroll, contact MetLife at 1-800-438-6388.

To learn more, click here. You must be logged in to My Lowe’s Life to access MetLife’s website. If you are not logged in to My Lowe’s Life, you will be prompted to enter your employee ID and password.