Life happens. Things change. You may want to change your benefits too. We can help.

We took the most common life events and outlined things to consider with your benefits plan. Choose from below to get started.

Birth or
Adoption

Job Status
Change/
Transfer Work
Locations

Marriage
or Domestic
Partnership

Death of
a Spouse,
Domestic Partner
or Child

Divorce or
End of Domestic
Partnership

Gain or Loss of
Other Healthcare
Coverage

Not sure if your life event qualifies for a benefits change?

View a comprehensive list of qualified events →

Birth or Adoption

Congratulations!

We want to help you make the most of your Lowe’s benefits as you welcome the new addition to your family. Please select the proper circle below:

Birth

Adoption

Birth

Congratulations on the birth of your child! You have 31 days from the birth to make any benefits changes. Changes will be in effect retroactively to the date of your child’s birth. Here is a checklist of items to do to help your benefits support you after the arrival of the baby.

Do now:

  1. Update your Medical, Dental, and Vision plans

    Add the baby, and make any other changes to your Medical, Dental, and Vision plans. Remember, adding the baby’s information does not automatically enroll them in benefits. The baby must be added to each benefit through the Empowered Benefits system.

     

    To make changes to your Lowe's benefits, log in here. You also may want to consider health plans available through the federal or state marketplace. GoHealth can help determine if you qualify for a subsidy, what plans are available, and get you enrolled. Call 1-855-414-6191 or click here to contact GoHealth.

Consider:

  1. Updating your life insurance and other supplemental coverage (Short-Term Disability, Fixed Indemnity, Critical Illness, Accident coverage)

    Life insurance and supplemental coverage can create financial protection for you and your family. Discover the different supplemental coverage available here.

  2. Getting help through the Family Assistance Program

    Having a baby is a major life change. Call the Lowe’s Family Assistance Program to help manage stress, ease into a work/life balance, find child care, or receive counseling. Call 1-877-543-3875 (option 1)to get started.

  3. Reviewing your 401(k) and employee stock purchase options

    Consider enrolling in or updating your 401(k) or Employee Stock Purchase Plans. Lowe’s matches some 401(k) contributions, and also offers discounted company stock to employees. Click here for 401(k) and here for Employee Stock Purchase Plan details.

Adoption

Congratulations on the new addition to your family! You have 31 days from the adoption of your child to make any benefits changes. Changes will be in effect retroactively to the date of your child’s adoption. Here is a checklist of items to do to help your benefits support you after the adoption is finalized.

Do now:

  1. Update your Medical, Dental, and Vision plans

    Add the child, and make any other changes to your Medical, Dental, and Vision plans. Remember, adding the child’s information does not automatically enroll them in benefits. The child must be added to each benefit through the Empowered Benefits system.

     

    To make changes to your Lowe's benefits, log in here. You also may want to consider health plans available through the federal or state marketplace. GoHealth can help determine if you qualify for a subsidy, what plans are available, and get you enrolled. Call 1-855-414-6191 or click here to contact GoHealth.

Consider:

  1. Getting help through the Family Assistance Program

    An addition to the family is a major life change. Call the Lowe’s Family Assistance Program to help manage stress, ease into a work/life balance, find child care, or receive counseling. Call 1-877-543-3875 (option 1)to get started.

  2. Updating your life insurance and other supplemental coverage (Short-Term Disability, Fixed Indemnity, Critical Illness, Accident coverage)

    Life insurance and supplemental coverage can create financial protection for you and your family. Discover the different supplemental coverage available here.

  3. Reviewing your 401(k) and employee stock purchase options

    Consider enrolling in or updating your 401(k) or Employee Stock Purchase Plans. Lowe’s matches some 401(k) contributions, and also offers discounted company stock to employees. Click here for 401(k) and here for Employee Stock Purchase Plan details.

Marriage/Domestic Partnership Started

Congratulations on your new life together! You have 31 days from the date of the life event to make any benefits changes. Benefits will become effective immediately after election. Here is a checklist of things to do to help your benefits support you as your new life together starts.

Do now:

  1. Update your Medical, Dental, and Vision plans

    Add your spouse/domestic partner, and make any other changes to your Medical, Dental, and Vision plans. Remember, adding your spouse or domestic partner’s information does not automatically enroll them in benefits. They must be added to each benefit through the Empowered Benefits system.

     

    To make changes to your Lowe's benefits, log in here. You also may want to consider health plans available through the federal or state marketplace. GoHealth can help determine if you qualify for a subsidy, what plans are available, and get you enrolled. Call 1-855-414-6191 or click here to contact GoHealth.

Consider:

  1. Updating your life insurance and other supplemental coverage (Short-Term Disability, Fixed Indemnity, Critical Illness, Accident coverage)

    Life insurance and supplemental coverage can create financial protection for you and your family. Discover the different supplemental coverage available here.

  2. Getting help through the Family Assistance Program

    A marriage or domestic partnership is a major life change. Call the Lowe’s Family Assistance Program to help manage stress, ease into a work/life balance, find child care, or receive counseling. Call 1-877-543-3875 (option 1)to get started.

  3. Reviewing your 401(k) and employee stock purchase options

    Consider enrolling in or updating your 401(k) or Employee Stock Purchase Plans. Lowe’s matches some 401(k) contributions and also offers discounted company stock to employees. Click here for 401(k) and here for Employee Stock Purchase Plan details.

Marriage/Domestic Partnership Ended

The ending of your marriage or domestic partnership could necessitate changes to your benefits choices. Please review the following benefits options. You will have 31 days after the qualifying life event to make any changes to your benefits. If you have passed your 31 day window, please contact [email protected].

Do now:

  1. Update your Medical, Dental, and Vision plans

    Remove your spouse/domestic partner, and make any other changes to your Medical, Dental, and Vision plans. To make changes to your Lowe's benefits, log in here. You also may want to consider health plans available through the federal or state marketplace. GoHealth can help determine if you qualify for a subsidy, what plans are available, and get you enrolled. Call 1-855-414-6191 or click here to contact GoHealth.

Consider:

  1. Contacting the Family Assistance Program

    The end of a marriage or domestic partnership can be difficult. Call the Lowe’s Family Assistance Program to help manage stress, ease into a work/life balance, find child care, or receive counseling. Call 1-877-543-3875 (option 1)to get started.

  2. Updating your life insurance and other supplemental coverage (Short-Term Disability, Fixed Indemnity, Critical Illness, Accident coverage)

    Life insurance and supplemental coverage can create financial protection for you and your family. Discover the different supplemental coverage available here.

  3. Reviewing your 401(k) and employee stock purchase options

    Consider enrolling in or updating your 401(k) or Employee Stock Purchase Plans. Lowe’s matches some 401(k) contributions, and also offers discounted company stock to employees. Click here for 401(k) and here for Employee Stock Purchase Plan details.

Death of Spouse, Domestic Partner or Child

We extend our sympathies to you after the passing of your loved one. The death of a child, spouse or domestic partner could necessitate changes in your benefits choices. Please review the following benefits options. You will have 31 days after the qualifying life event to make any changes. If you have passed the 31 day window, please contact HR Shared Services at [email protected].

Do now:

  1. Update your Medical, Dental, and Vision plans

    Remove your child, spouse or domestic partner, and make any other changes to your Medical, Dental, and Vision plans. To make changes to your Lowe's benefits, log in here. You also may want to consider health plans available through the federal or state marketplace. GoHealth can help determine if you qualify for a subsidy, what plans are available, and get you enrolled. Call 1-855-414-6191 or click here to contact GoHealth.

  2. Review your life insurance and other Lowe’s benefits

    Part-time employees can contact Allstate at 1-877-215-0939 for more information about a current Life Insurance policy issued through Allstate.

Consider:

  1. Contacting the Family Assistance Program

    The death of a loved one can be difficult. Call the Lowe’s Family Assistance Program to receive counseling, manage stress, or ease into a work/life balance. Call 1-877-543-3875 (option 1) to get started.

  2. Reviewing 401(k) and employee stock purchase options

    Consider enrolling in or updating your 401(k) or Employee Stock Purchase Plans. Lowe’s matches some 401(k) contributions, and also offers discounted company stock to employees. Click here for 401(k) and here for Employee Stock Purchase Plan details.

Gain or Loss of Healthcare Coverage

We want to help you take the proper steps when you have a change in health coverage. Please choose the circle that reflects your situation:

Gain of Other
Coverage

Loss of Other
Coverage

Gain of Other Coverage

If your new health coverage will be replacing coverage provided by Lowe’s, please review the following checklist to assist you as you make changes to your benefits. You will have 31 days after the qualifying life event to make any changes.

Do now:

  1. Update your Medical, Dental, and Vision plans

    Make any needed changes to your Medical, Dental, and Vision plans. To make changes to your Lowe's benefits, log in here. You also may want to consider health plans available through the federal or state marketplace. GoHealth can help determine if you qualify for a subsidy, what plans are available, and get you enrolled. Call 1-855-414-6191 or click here to contact GoHealth.

  2. Update your life insurance and other supplemental coverage (Short-Term Disability, Fixed Indemnity, Critical Illness, Accident coverage)

    Life insurance and supplemental coverage can create financial protection for you and your family. Discover the different supplemental coverage available here.

Consider:

  1. Contacting the Family Assistance Program

    Call the Lowe’s Family Assistance Program to help manage stress, ease into a work/life balance, find child care, or receive counseling. Call 1-877-543-3875 (option 1)to get started.

  2. Reviewing 401(k) and employee stock purchase options

    Consider enrolling in or updating your 401(k) or Employee Stock Purchase Plans. Lowe’s matches some 401(k) contributions, and also offers discounted company stock to employees. Click here for 401(k) and here for Employee Stock Purchase Plan details.

Loss of Other Coverage

If health coverage from Lowe’s will be replacing coverage provided by your former health plan, please review the following checklist as you make changes to your benefits. You will have 31 days after the qualifying life event to make any changes.

Do now:

  1. Update your Medical, Dental, and Vision plans

    Make any needed changes to your Medical, Dental, and Vision plans. Remember, adding your spouse, domestic partner, and/or child’s information does not automatically enroll them in benefits. They must be added to each benefit through the Empowered Benefits system. To make changes to your Lowe's benefits, log in here. You also may want to consider health plans available through the federal or state marketplace. GoHealth can help determine if you qualify for a subsidy, what plans are available, and get you enrolled. Call 1-855-414-6191 or click here to contact GoHealth.

  2. Update your life insurance and other supplemental coverage (Short-Term Disability, Fixed Indemnity, Critical Illness, Accident coverage)

    Life insurance and supplemental coverage can create financial protection for you and your family. Discover the different supplemental coverage available here.

Consider:

  1. Contacting the Family Assistance Program

    Call the Lowe’s Family Assistance Program to help manage stress, ease into a work/life balance, find child care, or receive counseling. Call 1-877-543-3875 (option 1)to get started.

  2. Reviewing 401(k) and employee stock purchase options

    Consider enrolling in or updating your 401(k) or Employee Stock Purchase Plans. Lowe’s matches some 401(k) contributions, and also offers discounted company stock to employees. Click here for 401(k) and here for Employee Stock Purchase Plan details.

Job Status Change or Transfer Work Location

A change in status or location may create changes to your benefits. Please choose the circle that reflects your situation:

Temporary
to Part-Time or New Part-Time Hire

Part-Time
to Full-Time

Transfer
of Location

Full-Time
to Part-Time

Temporary to Part-Time or New Part-Time Hire

Congratulations on becoming a part-time employee at Lowe’s! There are many ways that Lowe’s benefits can make a difference. You will have 31 days after the hire date or job status change date to make any changes to your benefits. Benefits will become effective immediately after election. Here is a checklist to help you as you make your benefits selections:

Do now:

  1. Select your Medical, Dental, and Vision plans

    Determine which plans are best for you and your family. Remember, adding your spouse, domestic partner, and/or child’s information does not automatically enroll them in benefits. They must be added to each benefit through the Empowered Benefits system.

     

    To make changes to your Lowe's benefits, log in here. You also may want to consider health plans available through the federal or state marketplace. GoHealth can help determine if you qualify for a subsidy, what plans are available, and get you enrolled. Call 1-855-414-6191 or click here to contact GoHealth.

  2. Review life insurance and other supplemental coverage options (Short-Term Disability, Fixed Indemnity, Critical Illness, Accident coverage)

    Life insurance and supplemental coverage can create financial protection for you and your family. Discover the different supplemental coverage available here.

Consider:

  1. Contacting the Family Assistance Program

    Call the Lowe’s Family Assistance Program to help manage stress, ease into a work/life balance, find child care, or receive counseling. Call 1-877-543-3875 (option 1)to get started.

  2. Reviewing 401(k) and employee stock purchase options

    Consider enrolling in or updating your 401(k) or Employee Stock Purchase Plans. Lowe’s matches some 401(k) contributions, and also offers discounted company stock to employees. Click here for 401(k) and here for Employee Stock Purchase Plan details.

Full-Time to Part-Time

Shifting from full-time employment to part-time employment will necessitate a few changes to your benefits. You will have 31 days after the job status change to make any changes. Benefits will become effective immediately after your enrollment elections. Click here to learn about benefits available to part-time employees. Follow these guidelines as you make the change.

Do now:

  1. Select your Medical, Dental, and Vision plans

    Determine which plans are best for you and your family. Click here for more information on Medical, Dental, and Vision plans. Remember, adding your spouse, domestic partner, and/or child’s information does not automatically enroll them in benefits. They must be added to each benefit through the Empowered Benefits system. To make changes to your Lowe's benefits, log in here. You also may want to consider health plans available through the federal or state marketplace. GoHealth can help determine if you qualify for a subsidy, what plans are available, and get you enrolled. Call 1-855-414-6191 or click here to contact GoHealth.

  2. Update your life insurance and other supplemental coverage (Short-Term Disability, Fixed Indemnity, Critical Illness, Accident coverage)

    Life insurance and supplemental coverage can create financial protection for your family and peace of mind. Discover the different supplemental coverage available here.

Consider:

  1. Contacting the Family Assistance Program

    The change in your work schedule may create new challenges. Call the Lowe’s Family Assistance Program to help manage stress, ease into a work/life balance and find child care. Call 1-877-543-3875 (option 1)to get started.

  2. Reviewing 401(k) and employee stock purchase options

    Consider enrolling in or updating your 401(k) or Employee Stock Purchase Plans. Lowe’s matches some 401(k) contributions, and also offers discounted company stock to employees. Click here for 401(k) and here for Employee Stock Purchase Plan details.

Part-Time to Full-Time

Congratulations on becoming a full-time employee at Lowe’s! There are many ways that Lowe’s benefits can make a difference. Upon transfer to a regular/full-time position an employee has 60 days to complete their enrollment election. Benefits will become effective immediately after election if 90 days of service has already been completed. Here is a checklist to help you as you make your benefits selections:

Do now:

  1. Select your Medical, Dental, and Vision plans

    Determine which plans are best for you and your family. To review the full-time benefits, Click here. Remember, adding your spouse, domestic partner, and/or child’s information does not automatically enroll them in benefits. They must be added to each benefit through the Empowered Benefits system.

     

    To make changes to your Lowe's benefits, log in here. You also may want to consider health plans available through the federal or state marketplace. GoHealth can help determine if you qualify for a subsidy, what plans are available, and get you enrolled. Call 1-855-414-6191 or click here to contact GoHealth.

  2. Look into a healthcare and/or dependent care FSA

    Flexible spending accounts for medical and child care expenses can help you save money. Learn more here.

  3. Review life insurance and other supplemental coverage options (Disability, Fixed Indemnity, Accidental Death and Dismemberment, Critical Illness, Accident coverage)

    Life Insurance and supplemental coverage can create financial protection for your family. You can also create a will free of charge if you are enrolled in the Lowe’s Life Insurance plan. Discover the different supplemental coverage available here.

Consider:

  1. Contacting the Family Assistance Program

    Call the Lowe’s Family Assistance Program to help manage stress, ease into a work/life balance, find child care, or receive counseling. Call 1-877-543-3875 (option 1)to get started.

  2. Reviewing your 401(k), employee stock purchase, and financial planning options

    Consider enrolling in or updating your 401(k) or Employee Stock Purchase Plans. Lowe’s matches some 401(k) contributions, and also offers discounted company stock to employees. Click here for 401(k) and here for Employee Stock Purchase Plan details.

  3. Using Health Support Services

    Lowe’s self-funded plans (through Blue Cross Blue Shield and UnitedHealthcare) offer support for covered employees, including health navigators, health coaching, and more. Click here to learn more.

Transfer of Location

Moving to another Lowe’s location could change your medical plan you receive, but there are things you can do to help make the transition easier for yourself and your family.

Do now:

  1. Verify what coverage is available to you

    Part-time benefits are not offered to employees who live and /or work in Massachusetts or to employees who work in Minnesota or New Hampshire. Any part-time benefits you currently have will be canceled on the transfer date if you relocate to those states. Log in to make selections here.

  2. Go to My Lowe’s Life and check out the moving checklist

    If you are moving to a new residence, a checklist on My Lowe’s Life can help you prepare for your move, beginning from two months out. Click on the “moving” link in My Work/Life within My Lowe’s Life to learn more.

Consider:

  1. Contacting the Family Assistance Program

    If you are moving out of town, the Family Assistance Program can help you manage stress, ease into a work/life balance and find child care. Call 1-877-543-3875 (option 1)to get started.