Medical and Prescription Drugs
Lowe’s offers eligible part-time employees Preventive and Preventative Plus Plans through UnitedHealthcare. These plans are designed to provide employees with coverage for care while also meeting the requirements of the Affordable Care Act (ACA). The Preventive Plan offers preventive care services at select UnitedHealthcare network providers. This plan pays up to 100% of costs for several wellness and preventive care services.
Beginning in 2017, our Preventive plan and Preventive Plus plan for part-time employees will be combined into one plan, the Preventive Plus plan. Employees will receive the higher value plan design from the Preventive Plus plan at the same rate as the previous Preventive plan. Also, the premiums for this deduction will come out before tax but you will not be able to cancel the benefit throughout the year without a qualifying event. For more information on qualifying events click here.
As a reminder, these plans only cover certain services and do not provide out-of-network coverage. There is also no monetary benefit for events such as hospitalization or critical illness.
Examples of services considered preventive care that are covered by the Preventative Plans include:
- Routine physical exams
- Well-child and well-woman visits
- Mammograms, colonoscopies, and other screenings*
Examples of services that are not covered include:
- Medical services for specific health issues or conditions
- Ongoing care, lab tests, or other services necessary to manage or treat an already-identified or new medical issue or health condition
*Restrictions apply. Please see the plan documents for more information.
To view the plan rates, please click here.
Here are some of the services that are covered by each preventive plan:
|Blood pressure screening||Yes|
|Type 2 diabetes screening||Yes|
|Obesity screening and counseling||Yes|
|Child autism screening||Yes|
|Woman anemia screening||Yes|
|Woman mammography screening||Yes|
|Physician office visit||Max four visits per insured per year 100% in-network; no coverage out-of-network Includes Urgent Care Excludes Emergency Room|
For a complete list of procedures, please contact UnitedHealthcare by calling 1-(888)257-5689.
GoHealth can help you explore other health insurance plans
Not all part-time employees will elect the Preventive Plans. If you do not want the Preventive Plans, Lowe’s has partnered with GoHealth to bring access to a full range of other medical plan options to Lowe’s part-time employees. With GoHealth you can:
- Compare hundreds of plans and rates side by side
- Get fast and accurate tax subsidy estimates and apply directly to your plan for lower costs
- Work with licensed agents to find the right plan
Part-time employees can contact GoHealth at 1-855-414-6191 between the hours of 7 a.m. and 7 p.m. CST, Monday through Friday.