Vision

The part-time vision plan provides coverage for eye exams, frames, lenses, and contact lenses. VSP (Vision Service Plan) administers the part-time vision plan. To learn more, click here or call 1-800-877-7195.

Please note: when using VSP benefits, a physical vision benefits ID card is not required. Please provide your eye doctor with your Lowe’s sales ID in order to receive your benefits.

Vision Plan Design

You have flexibility in your choice of provider, but you receive the highest level of benefits when you use in-network providers. The High plan increases your annual allowance and covers frames every calendar year instead of every 2 years.

Low Plan

In-Network Out-of-Network
Exam every calendar year100% after $15 copayUp to $45
Lenses every calendar year100% after $15 copay (Includes Single Vision, Bifocals, Trifocals, Lenticulars, and Scratch-Resistant Coating) Progressive Lens: 100% with $40 copayUp to $40: Single Vision Up to $60: Bifocals Up to $80: Trifocals Up to $80: Lenticulars Up to $80: Progressive Lens
Frames every two calendar yearsRetail allowance up to $150 with 20% discount above allowance.Up to $45
Contact lenses every calendar year100% for medically necessary. $150 allowance for all services and materials.Up to $210 for medically necessary. $150 allowance for all services and materials.
You cannot obtain contacts and frames in the same calendar year.

 

High Plan

In-Network Out-of-Network
Exam every calendar year 100% after $10 copayUp to $45
Lenses every calendar year 100% after $10 copay (Includes Single Vision, Bifocals, Trifocals, Lenticulars, Progressive Lens, Photocromonic, Anti-Reflective Coating, and Scratch-Resistant Coating)Up to $40: Single Vision Up to $60: Bifocals Up to $80: Trifocals Up to $80: Lenticulars Up to $80: Progressive Lens
Frames every calendar year Retail allowance up to $220 with 20% discount above allowance.Up to $45
Contact lenses every calendar year 100% for medically necessary. $220 allowance for all services and materials.Up to $210 for medically necessary. $150 allowance for all services and materials.
You cannot obtain contacts and frames in the same calendar year.